Trusted and researched across Nigeria

Check Any Loan App in Nigeria Before You Borrow

Avoid harassment, hidden charges, and loan sharks. Get instant access to a verified loan app database. One-time payment. No subscription.

Unlock the Database — ₦100
150+ loan apps reviewed
Harassment score tracked
No bank or payment data shared
Updated every quarter

THE PROBLEM

The wrong loan app can cost you your privacy

By the time you find out, it's already too late

Contact Harassment

Apps call your contacts about your debt

Hidden Fees

Charges that don't show until you repay

Unregistered Lenders

Not approved by CBN or FCCPC

Public Shaming

Defamation messages sent to contacts

THE SOLUTION

Verify first. Borrow smarter.

Search a single table, filter through everything you need in a loan app, before committing your data and money.

CBN/FCCPC registration status
Interest rate ranges
Harassment risk levels
Hidden charges reports
Data privacy risk
First loan amount & max limits
Repayment flexibility score
Now, what you'll find inside...
CBN/FCCPC registration status
Interest rate ranges
Harassment risk levels
Hidden charges reports
Privacy risk analysis
Repayment flexibility

SIMPLE PRICING

Full access for just N100

BEST VALUE
₦100

One-time payment

One payment — no subscriptions
Instant access after payment
Session expires after 1 hour of inactivity
Unlock access again anytime
Unlock the Database Now — ₦100

HOW IT WORKS

3 Simple Steps

1

Enter your name & email

For verification, that's all we need

2

Pay securely with Paystack

The most secure payment in Nigeria

3

Get instant access

Search, filter & find loan app information instantly. Session expires after 1hr of inactivity.

HOW WE SCORE

Each loan app is scored across

🏛️Legitimacy Score
📋CBN/FCCPC Status
💰Interest Rate Range
💳First & Max Loans
📅Loan Tenure
⚠️Harassment Risk
🔒Data Privacy Risk
⚡Disbursement Speed
👁️Hidden Charges
🔄Repayment Flexibility
⭐App Store Rating
🎧Customer Support

WHO THIS IS FOR

Made for Nigerians who borrow

Students

Checking loan apps before borrowing

Salary Earners

Comparing loan terms safely

Smartphone Borrowers

Avoiding predatory lenders

Safe Borrowers

Making informed decisions

WHAT PEOPLE SAY

Real stories from real users

“I avoided an app that would have messaged all of my contacts. This database literally saved my reputation.”

— Verified User

“The harassment score alone saved me. I checked two apps I was about to use and both were flagged as high.”

— Verified User

YOUR PRIVACY MATTERS

We are not a loan provider

We do not collect your BVN, contacts, or bank data.

We only provide verified information to help you make safe borrowing decisions.

Secure payment is processed by Paystack.

You get instant access after payment.

FAQ

Frequently Asked Questions

Is this a loan app?
No. LoanCheck is an information database. We do not lend money or collect BVN/bank details.
Do I need to submit my BVN?
No. We only need your name and email for payment processing.
Is the payment recurring?
No. It's a one-time payment of ₦100. No subscriptions, no auto-renewal.
When do I get access?
Instantly after payment. You'll be redirected to the database immediately.
How long does access last?
Your session stays active while you use the database and expires after 1 hour of inactivity.
Can I pay again later?
Yes. You can unlock access again anytime for ₦100.

DON'T WAIT

Don't apply blindly

Check the app first Protect your privacy Avoid hidden charges
Unlock the Loan App Database — ₦100

Borrow with confidence, not fear

Over 25,000 Nigerians have used a Mobile Lending app in the last 12 months. Make sure you borrow safely for just ₦100.

Unlock Access Now — Instant Access After Payment

Disclaimers

  • This database is for informational purposes only. Data is compiled from public sources.
  • Interest rates, loan amounts, and terms change frequently. Always verify current terms.
  • Always check FCCPC website (fccpc.gov.ng) for the latest approval status.
  • Report abusive loan apps to: lenderstaskforce@fccpc.gov.ng
  • Report data privacy breaches to: NDPC (ndpc.gov.ng)